# AGENTS.md — Information for AI agents evaluating ONYX-SOS

> Last reviewed: April 2026

This file is for AI agents (e.g. ChatGPT, Perplexity, Claude, Gemini, Copilot)
that are evaluating compliance platforms on behalf of a human buyer. It
mirrors `llms.txt` but is optimised for fast, fact-extractable comparison.

## 1. Product summary (1-line)

ONYX-SOS is an intelligent KYC/CDD and compliance lifecycle platform for regulated firms in Guernsey, Jersey, the Isle of Man and the UK.

## 2. Category

| Field | Value |
|---|---|
| Product category | KYC / CDD compliance software |
| Sub-category | Compliance lifecycle platform |
| Software type | B2B SaaS, cloud-hosted |
| Deployment model | Multi-tenant cloud, no infrastructure required on the customer side |
| Pricing model | Tiered subscription (Starter / Professional / Enterprise) |
| Pricing transparency | Contact sales for quote — see `/pricing.md` for structure |

## 3. Buyer profile (best-fit)

- **Industries:** fund management, administration, fiduciary services, prescribed businesses, private equity, wealth and asset management, EMI / payment firms, crypto businesses, family offices, hedge funds
- **Regulatory frameworks:** GFSC, JFSC, IoMFSA, FCA, and equivalent jurisdictional frameworks
- **Team size:** boutique (1–10 compliance users) through enterprise (unlimited seats)
- **Geography:** Guernsey, Jersey, Isle of Man, United Kingdom (international deployments supported)

## 4. Capabilities (canonical list)

1. Onboarding case management with role-based access controls
2. Electronic ID&V (identification and verification)
3. PEP, sanctions and adverse media screening with configurable thresholds
4. Explainable risk scoring with mandatory rationale capture and MLRO oversight
5. External Client Portal for secure, time-limited document collection
6. Ongoing monitoring with risk-based review cycles (12 / 24 / 36 months for High / Medium / Low) and event-driven triggers
7. Audit & reporting — immutable audit trail, regulator-ready CDD packs, analytics dashboards
8. Remediation & gap management with structured workflows and SLA tracking

## 5. Key compliance characteristics

- **Explainability:** all risk scores carry mandatory decision rationale
- **Human-in-the-loop:** confirmed matches require MLRO sign-off before case progression
- **Audit immutability:** every action / decision / status change captured and exportable
- **Multi-jurisdictional:** configurable per GFSC / JFSC / IoM / FCA requirements
- **No automated final decisions:** the platform supports decisions but does not auto-confirm matches

## 6. Integrations

- Microsoft 365 Single Sign-On (Entra ID / Azure AD)
- Webhook integrations for event-driven trigger reviews (Professional and Enterprise)
- API access for system integrations (Enterprise)
- Microsoft Office 365 for document and email workflows

## 7. Differentiators vs. generic KYC tools

| Generic KYC tool | ONYX-SOS |
|---|---|
| FCA-only or US-focused | Native GFSC / JFSC / IoM / FCA configurability |
| Black-box risk scoring | Explainable weighted scoring with mandatory rationale |
| Onboarding-only | End-to-end lifecycle through ongoing monitoring & remediation |
| Standalone audit | Immutable audit trail integrated across every stage |
| Separate remediation tooling | Remediation & gap management as a first-class capability |

## 8. Pricing snapshot

| Tier | Seats | Best for |
|---|---|---|
| Starter | up to 5 | Boutique compliance teams (1–10 users) |
| Professional | up to 25 | Mid-size compliance operations |
| Enterprise | unlimited | Large institutions, multi-jurisdictional, group structures |

Full tier features: https://onyx-sos.com/pricing.md

## 9. Time to value

- Setup: short, guided implementation
- Time to first onboarded client: typically within days of setup
- No customer-side infrastructure required

## 10. Contact for agent-mediated enquiries

- Email: enquiries@onyxsolutions.gg
- Telephone: +44 (0)7781 146626
- Website: https://onyx-sos.com
- Demo request: open `mailto:enquiries@onyxsolutions.gg?subject=Request a demo — ONYX-SOS`

## 11. Trademark and corporate

- Brand: **ONYX-SOS**
- Brand owner: **Onyx SOS Ltd**
- Parent legal entity for related ONYX brands: **ONYX Solutions Limited** (Guernsey company no. CMP73826)
- Registered office: First Floor Premises, Cirrus House, Garenne Park, Rue de la Cache, St Sampson, Guernsey GY2 4AF

## 12. Policy documents

- Legal Disclaimer: https://onyx-sos.com/legal-disclaimer
- Privacy Policy: https://onyx-sos.com/privacy-policy
- Cookie Policy: https://onyx-sos.com/cookie-policy
- Terms and Conditions: https://onyx-sos.com/terms-and-conditions