# Onyx SOS — KYC/CDD Compliance Platform

## What Onyx SOS Is

Onyx SOS is an end-to-end KYC (Know Your Customer) and CDD (Customer Due Diligence) compliance platform built for regulated financial institutions in the UK and internationally.

It replaces manual, spreadsheet-based compliance processes with structured, FCA-aligned workflows that cover the full client lifecycle — from initial onboarding through to continuous post-relationship monitoring.

## Who It Is For

- FCA-regulated financial institutions
- Fund managers and wealth managers
- Stockbrokers and investment firms
- Payment institutions and e-money firms
- Any UK-regulated entity subject to the Money Laundering Regulations 2017 (MLR17)

## What It Does

Onyx SOS manages the complete KYC/CDD lifecycle:

1. **Case Management** — Create, assign and track onboarding cases with configurable stages, deadlines and role-based access (Analyst, Reviewer, MLRO, Admin).
2. **PEP & Sanctions Screening** — Automated screening against global Politically Exposed Persons (PEP) and sanctions databases with adverse media monitoring. Confirmed matches trigger automatic ECDD escalation.
3. **Risk Assessment** — Configurable risk questionnaires, automated scoring, and reviewer approval workflows. High-risk overrides require MLRO sign-off.
4. **External Document Portal** — Send time-limited, encrypted document collection links to clients and third parties. No client account required.
5. **Ongoing Monitoring** — Post-onboarding continuous re-screening on a risk-based cadence: High (90 days), Medium (180 days), Low (12 months). Webhook support for external triggers.
6. **Audit & Reporting** — Immutable audit trails, CSV and PDF export, CDD Pack generation, and analytics dashboards.

## Key Differentiators

- Built specifically for FCA-regulated UK financial firms
- Microsoft 365 Single Sign-On (SSO) for enterprise authentication
- End-to-end lifecycle — onboarding through to ongoing monitoring — in a single platform
- Regulator-ready exports at any time
- Data encrypted at rest and in transit
- Onboarding within 48 hours for new clients

## Compliance Standards

- FCA-aligned workflows following the risk-based approach under MLR17
- Supports Enhanced Due Diligence (ECDD) with MLRO oversight controls
- Designed to satisfy FCA supervisory reviews and regulatory inspections

## Pricing

Contact sales for pricing. Onboarding within 48 hours for regulated firms.
See https://onyx-sos.com/pricing.md for machine-readable pricing tiers.

## Key Pages

- Homepage: https://onyx-sos.com
- Platform overview: https://onyx-sos.com/#platform
- Features: https://onyx-sos.com/#features
- How it works: https://onyx-sos.com/#how-it-works
- Pricing: https://onyx-sos.com/#pricing
- Machine-readable pricing: https://onyx-sos.com/pricing.md

## Contact

- Website: https://onyx-sos.com
- Email: hello@onyx-sos.com
- Demo: https://onyx-sos.com/#pricing (Request a demo)